Flood background

Residential Flood And Subsidence Insurance

Future Climate Info has partnered with HomeProtect to deliver home insurance for residential properties in areas considered to be at risk of flooding or subsidence. Immediate, online quote service available. HomeProtect policies are underwritten by AXA Insurance plc.

The Advantages

  • Property Level Underwriting Innovative online service provides an immediate tailored quote for your property, irrespective of flood or subsidence risk to surrounding area.
  • Underwritten By AXA HomeProtect policies are underwritten by AXA Insurance plc, a household name you can trust
  • All The Buildings Cover Yuo Need
    up to £500,000 as standard,
    AD cover for windows and bathroom suites plus up to £50,000 for loss of rent and costs of alternative accommodation
  • Insure Your Personal Possessions with ‘new for old’ contents cover. AD cover for desktop computers and TV’s included plus £500 to replace music and digital downloads which have been lost


Obtaining home insurance for your property if the insurance industry deems it to be at risk from one of the major perils such as flooding or subsidence can be a nightmare, as the vast majority of insurers are unprepared to offer insurance terms for new customers. And if your property is at no material risk of flooding or subsidence but is in an area generally deemed to be at risk then, again, it can be difficult to obtain insurance terms.

HomeProtect specialise in providing insurance cover for residential properties considered to be hard to insure elsewhere. This includes properties at risk of flooding or subsidence and also properties not at risk of flooding or subsidence but in an areaconsidered to be at risk.

Why HomeProtect

HomeProtect has an award-winning online quote service which can provide an immediate online quote for 98% of all residential property situations (with the remaining 2% handled by real-time telephone underwriting). This focus on accessibility and immediacy of service provides a convenience for customers who historically have found it difficult to obtain insurance cover.

And with HomeProtect policies underwritten by AXA Insurance plc, you’ll be covered by a name you can trust.

Visit HomeProtect website to get an immediate online quote.

Awards For HomeProtect

Winner - Insurance Times Technology Awards 2013: Most Innovative Use of Data

Finalist - British Insurance Awards 2013: E-Business Award

Finalist - UK Broker Awards 2013: Marketing Initiative of the Year

Finalist - UK Broker Awards 2013: Innovation Award

Finalist - Insurance Times Awards 2013: Broker Innovation of The Year Award

Finalist - Ecommerce Awards 2013

Finalist - Insurance Technology Awards 2013

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