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Cracking new data: FCI introduces Subsidence Risk Rating

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With the British Geological Survey (BGS) estimating that 1 in 5 homes are at risk of being affected by shrink/swell subsidence, we’re delighted to announce that FCI Standard and Premium reports will now include exclusive Subsidence Risk Rating based on extensive subsidence insurance claims data from Property Assure as of Friday 1st September.

As a business, we’re constantly looking to team up and partner with like-minded companies that share the same ethos as us, Property Assure are no different. Our clients are at the heart of what we do and Property Assure fits the FCI vision of providing an innovative approach and delivering added value services.

The new Subsidence Risk Rating which uses real claims data has previously been sold only as a standalone product for £15+VAT but the data will now be available within our Standard and Premium environmental reports at no extra cost. The new data provided by Property Assure will be able to analyse and determine the level of risk of subsidence at a specific postcode - allowing for greater accuracy and clarity on the risks.

Geoff Offen, Managing Director of FCI comments on the new partnership;

“As leading property services specialists, Property Assure were a clear choice for us in further developing our datasets. We’re proud to be able to add even more value to our Standard and Premium environmental reports by including the claims data free of charge so clients can rest assured that their clients are covered with us.”

Subsidence is a growing risk and needs to be included within the due diligence service. By including the claims data in our reports, it gives clients the option to upgrade from Essential to Premium for only £11 to include complete information covering environmental, flood, ground stability, energy & infrastructure and now the extra Subsidence Risk Rating.

Benefits of the Subsidence Risk Rating;

• Built on actual subsidence claims information
• Identifies subsidence risk caused by soil shrinkage and soil movement
• Postcode specific allowing for more accuracy
• Instant search results with a clear breakdown of the risk – low, medium, high and very high
• Follow-on services available should the risk rating bring back a risk

Andy Lucas, Managing Director of Property Assure comments on subsidence;

“On average subsidence effects as many properties in the UK on an annual basis as floods both in an average year and in an insurance claims event year (a major increase in claims) and all research indicates that the incidence of subsidence will increase due to the influence of climate change. A subsidence incident can impact on the potential sale of the property and the building insurance required. Unlike flood however, there are a number of practical actions that can reduce the risk – the first step is to understand the risk.”

Although the claims data is available as part of our Standard and Premium reports, if there is a requirement to purchase the Subsidence Risk Rating as a standalone report, our new residential Ground Stability Report analyses the impact from key risks such as Coal Mining, Geohazards, Natural Cavities and Sinkholes as well as including the exclusive claims data from Property Assure. The new report will also be available to order from Friday 1st September for £15+VAT (<0.25Ha) or £20+VAT (>0.25Ha).

For more information about our environmental reports and to request a sample, please email

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